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Privacy Policy
Protecting the privacy and security
of your personal and financial information is as important to us as
it is to you. We safeguard sensitive information that you have
entrusted to us. We will not disclose information about accounts or
transactions to outside parties unless there is an appropriate legal
or business justification. WE DO NOT PROVIDE PERSONAL INFORMATION TO
THIRD PARTIES FOR THE PURPOSE OF SOLICITATION.
We collect,
retain, and use only as much information as we need for legitimate
business purposes to administer our business or provide products,
services, and other opportunities to you. We use information to
protect and administer your records; to comply with certain laws and
regulations; to help us design or improve our products and services;
and to understand your financial needs so we can provide you with
quality products and superior service.
You do not have to
provide any personal information to use our web site. However, if
you choose to withhold requested information, you will not be able
to submit a complete application for mortgage financing with our
company. In addition, we may not be able to provide you with some of
the other services dependent upon the collection of such
information, such as ordering a credit report.
For loan
applications, information regarding your financial status such as
employment, income, assets, and monthly expenses voluntarily comes
directly from you either in person, by mail or through our web site.
For credit and repayment history, we utilize a third party such as a
credit bureau. The information collected is utilized to assist us in
making a credit decision regarding your loan request.
We are
particularly careful to assure that your financial information is
accurate, current, and complete in accordance with commercial
standards. We also have procedures to respond to your requests to
correct inaccurate information in a timely manner. Standards and
procedures are in place to help prevent unauthorized access to
confidential information.
We preserve the content of your
e-mail, your e-mail address and our responses so that we can more
efficiently handle any follow-up questions you may have. We also do
this to meet legal and regulatory requirements.
There are
many planning tools or calculators throughout our web site to help
you make the financial decisions that are right for you in the
privacy of your home. We encourage you to try all of your ‘What If"
scenarios as often as you like. When you use various planning tools
on our web site, the calculations run on our server. We do not
capture the information you provide on these planning
tools.
If at any time you have any time you have any
questions regarding our privacy policy, please do not hesitate to
contact us immediately.
Your use of our web site constitutes
your agreement to the terms of our privacy policy. If we change our
privacy policy, we will post those changes on this page so that you
are always aware of what personal information we collect and protect
your private information.
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